Help pay off your student loan with dollar rewards from existing spending.
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Feejoa aggregates and dollarises into real dosh the cumulative value of rewards on existing spending at merchants with the Feejoa loyalty programme. Plus you get to see those payments in real time.
Crowdfund contributions towards paying off your student loan by recruiting Benefactors. You can sign up as many Benefactors as you like and their collective dollarised rewards are going directly towards paying off your IRD student loan.